SSS Salary Loan Online Application

Last month I was able to attend a seminar in one of the SSS branch in Metro Manila. I was given a note informing that there will be no more manual submission of the contribution (R3 form), it should be in the form of USB or through online submission .

The said website enhancement of the SSS that allows members and employers to submit online collection reports and applications boosts the ease and convenience for both parties and to lessen the long queue in the SSS offices as well.

As an employed member, I was able to try out the filing of SSS Salary Loan via Online.

Here are the easy steps that I took that might be of guide to others as well who wants to file their SSS Salary Loan Online


1) Go to make sure to tick on the Member tab. You have to register first to become a member.


sss login


2) Hover mouse pointer to the TRANSACTIONS tab and click on the Salary Loan Application

sss loan application 2



This will appear in the page, if you still have a pending application, thus not qualified for to apply for one. Also, make sure that you must have 36 posted monthly contributions, six (6) of which should be within the last twelve (12) months prior to the month of filing of application.

See HERE For the other qualifications. SSS Salary Loan - 1

3) If  you are qualified, you will be led to this page below.

  • input your employer ID
  • choose from the loan amount ( you can see the maximum loanable amount)
  • Tick (Check) on the agree to the Terms and condition
  • Click on the Submit Button

SSS Salary Loan 2

4) A confirming message will appear after, I forgot to take a snap but this will appear:


You have successfully submitted your SSS Salary Loan Application. We are awaiting the certification from your employer. Your salary loan application will expire if your employer fails to certify on or before Months Date, Year.

Please take note of your transaction number: ########

5) Check your email,  you will receive a Salary Loan Confirmation email that you have successfully submitted your loan application.


SSS Salary Loan email noitification.

6) Wait for the email notification that your employer have certified your SSS loan. ( you may follow up on your HR department for this one because if not certified for a certain period of time, your application will expire and you have to resubmit again)  This will confirm that your application for the salary loan is in process already.


SSS Salary Loan email noitification.

7) You may view the status of your Loan Application through your SSS online account.

You will see a CHECK GENERATED STATUS, Check Date, Loan Amount and your monthly amortization which will be deducted on your salary after two months.  SSS Salary Loan -4

Your cheque will be delivered through your employers’ address, so check on your HR department for the availability of your cheque. This may take a couple of weeks.

Personally, I filed my application last February 27, it was certified the next day (Feb 28) according to SSS ( I followed by via call), turn over of checks is within 3 days to the post office. So I am on the 5th day of waiting. Will update this post once I get to receive the check. 🙂

** Update ( March 12)

Mr. Postman delivered my check last Friday (March 8) at the office. 🙂 Showed up 2 valid I.D (my company and SSS I.D) and signed his mini-notebook as a proof that I was able to receive my check.

Just a tip, inabangan ko si Mamang kartero and told him I was expecting a check as I filed a salary loan in SSS. So there, he’s been updating me every once in while if the check is at the postal office already.  No need to wait for a parcel notice from the post office. 🙂 It only took 7 days (including Saturday and Sunday na yun.)Technically, five working days from the day I received the email notification that my employer has certified my application.

Very convenient! No need to go to the SSS branch, no need to fall in line. Time, money (fare), effort saved. Hope this helps!  You may leave comment and I’ll do my best to be of help.

55 thoughts on “SSS Salary Loan Online Application

  1. help nman ako dito.. voluntary member ako at nakapag file nko ng salary loan sa sss. tpos ok n lahat.sabi icheck sa website kung approved. nag filed ako march 12 then just next morning meron na agad xa check generated.

    May check amount na
    and check number..
    March 22 na wala parin email ako narrcv kung approved.

    is it approved,?
    pls help..anyone know bout it,….

    1. @ Jay, if may check generated status na, it just means na approved na. Wait mo na lang yung check. OR if you want, you can call up SSS hotline number 917-7777 or (632) 920-6401, (632) 920-6446 to confirm. Be ready lang with your SSS number and other personal details. Tiyagaan lang sa pagtawag. Hope it helps!

  2. Thanks Mr/Ms. Admin hehe.. mahal na araw pa nmn ngaun..may big purpose kasi ako sa amount na Lloan ko..thanks Mr/Ms Admin.

    Ill wait nalang and make call
    Thank You.

  3. Hi Ma’am,
    ask lang po nung if you get the exact amount you loan or nag less pa rin po ba ang SSS ng Advance Interest??,

  4. hi, just wanted to ask, how many days teh check be delivered?, loan status check generated since april 09, 2013.

    1. Hi Have, in my case, it took less than a week. Pero for others, about 2-3 weeks. You can do a follow-up on your HR dept. or sa Philpost in your work area.

    1. Hi Chepie,
      “For one-month loan, the member-borrower must have 36 posted monthly contributions, six (6) of which should be within the last twelve (12) months prior to the month of filing of application.

      For two-months loan, the member-borrower must have 72 posted monthly contributions, six (6) of which should be within the last twelve (12) months prior to the month of filing of application.”

      please check this link po: for the salary loan info for members. Thanks and hope it helps

  5. hi po, ask lang po kasi ngaun ko lang po na notice:
    Application filed at: MAIN OFFICE
    but my Employers’s address/ SSS branch is : Makati 2 Branch. (as they told me to submit my SALARY LOAN APPLICATION, if i will not have an online account)
    ok lang po ba un? im worried po kasi to cause it delay on the check delivery.

  6. Hi po Gud am,
    ask lang po sana, kasi upon checking of my SSS check it was already forwarded to Philpost last Friday, April 12, sabi po dun when i called up it will only take 2 days then forward na po nila sa Makati (dito po kasi address ng employer ko) pero sabi po ng HR namin wala pa rin po. san po ba ako pede mag verify if nasan na ung check ko? kasi po parang ang tgal nun, if last Friday pa po na forward sa philpost?

    1. @have, sorry for the late reply, minsan medyo nadedelay lang siguro sa processing and transferring. pero at this point, you can wait and follow up every now and then na lang sa HR. By now siguro po ay nareceive niyo na. 🙂

  7. Ma’am, thanks for the info. I applied for the salary loan online last april 15. Na approve xa last April 16. Until nw hindi parin dumating ang check. Importante pa naman ang gagamitan ko sa pera. I’m from Cagayan de Oro City. So sad.

    1. Hi Eliza, follow up mo lang sa sss servicing branch niyo diyan. Kasi not safe na i-divulge ang personal details lalo at di tayo relative. hope you understand. One day pa lang na-approve so nasa kanila pa yung check, iprocess pa yan papunta ng post office. So wait ka ng mga 1-2 weeks. Sa iba kasi 2 mos. bago dumating eh.

  8. Pwede ba akng magpatulong sayo jan sa Manila na mafollow-up yung sss loan ko? Kung ok lang sayo, ma’am… Salamat!

  9. Kelangan talagang 36 months na contribution?? Di pwedeng around like 15 months? Reply pls thanks

    1. Hi Rachelle, yes, atleast 36 mos. is one of the main requirement. 15 mos. is only 1 year and 3 mos. so kumbaga maliit pa lang na contribute mo. Need din kasi nila masecure funds.

  10. Hi, ako nagfile april 16, 2013 check ko online may check no. na dated april 16
    as per sss naiforward na sa q.c post office april 19 pero hanggang ngayon wala pa din check ko
    saan ba ako puwede mag follow up. tumawag din ako sa makati post office wala pa daw naforward sa kanila…

    1. Hi Laine, as employed member ka po ba or voluntary? if as employed member, check-check mo lang sa HR ninyo. Not sure sa voluntary kung saan eh. Jus the same, wait atleast a week siguro.

  11. tanung ko lang bakit ang tagal ng process pag nagloan ka sa sss nag file ako ng loan ko nung march 27,2013 pero check yung loan status ko generated na yung checke ng may 1 pero hanggang ngaun may 7,2013 wala pa ako narereceive san kaya may problema???

    1. Siguro po allow ka pa ng atleast a week, iba-iba case ksi kung baki nadedelay and di natin alam saan ang cause. Check mo na lang ulet sa SSS. tawag mo sa hotline.

  12. ang tagal nman dumating ng sss loan ko nung march 27,2013 ko pa pinadala application ko may 7 na ngaun wala pa din ako narereceive…

  13. ask ko lang kasi 2nd loan ko na sa sss. so, renewal na lang sya sa nabasa ko kasi ang renewable amount is 30k na hndi katulad before na yung capital is 24k. bakit yung 2nd loan ko ang amount lang is 12,500? very irinic isn’t it.. inabot na ko ilang oras kakatawag sa sss ang hirap naman kontakin laging busy. nakakainis.

    1. Hi Heiz, natapos mo ba yung previosu loan mo? baka ni-less na yung arrears from previous loan kaya bumababa nung renewal. OR you can confirm sa HR why. oo tiyagaan langsa pagtawag super hotline talaga.

  14. hi ask ko lng po wat if nagleave aq 2 months kc nanganak aq so naputol ng 2 months contribution q ok lng b xa as long as 36 months n un contribution mo kht putol? wat if putol dn contribution mo dhl ngchange work ka??

    1. Hi Roxanne, yes, kahit putol or may gap, for as long as na-meet mo yung 36 mos. contribution, you can avail for short term loan.

  15. Good afternoon nagfile po ako ng salary loan last may 2 and I already have a check number when I check it how long it will take before I can get my check? Thanks

    1. Hi Lyn, I cannot really give you the exact date. I can only say that for me, it took less than a week. For some, almost two months. The best thing to do check on your HR if you’re under a company. IF voluntary, you can inquire via SSS. Please do check the previous comments for the SSS numbers. thanks!

  16. ask ko lng po if madedeny b ung application ko if “not employed by certifying employer” ung previous company pero more than 2 years na ako with my new company. what do i need to do para mawala din ung ganito dun sa SSS ko. Thanks

    1. @Ian, i-paayos mo po sa HR yan sir. If you’re an employed member dapat under ka ng current company. Baka di ka pa po na ireport under sa new company mo. Have it check by the HR dept in your company. Inform mo din na nagfile ka ng salary loan.

  17. Hello,i just want to ask lang po sir if gaano ka tagal marecv mo yung email confirmation regarding sa SSS loan.wala kasi akong nareciv..kailangan ba akong pumunta sa HR ng company ko?paano po malalaman ng employer na may application po ako,i mean SS application loan?sino po mag enform sa mg employer?thru OL ba sir?wwaiting for ur reply sir,ty…

    1. Hi Gerald, Girl po ak 🙂 Inform mo na lang po yung in-charge sa HR ninyo na nagloan po kayo through online para macheck and maapprove po nila if ever. Sa case ko, nakaraceive agad ako ng email confirmation na successful yung application.

  18. Hi, I just checked the status of my check sa sss website and Settled na ung status. Gaano kaya katagal bago ko ma-receive yung check? Thank you po.

    1. Hi Carissa,

      In my case I received it in less than a week’s time. In other’s experience, it’s around two to three weeks.

  19. in my case i resigned from my previous employer last month and what i did last june i applied salary loan online… it was still certified with my previous employer kahit na resigned nako… then just checked my SSS online check was generated yesterday…

    I dont know what to do now… can i just directly go to SSS Diliman branch and try to ask them if i can pick up the check…

    please help…

    1. Hi Anna, You can call their hotline. Tell them your concern para ma advice ka in the right thing to do. Baka naka address pa din sa previous employer mo if na certify nila.

  20. Hi, How did you contct Mr PostMan? Can I ask po kaya ng numbers nila for me to check? Thanks.

    1. Hi Cherry Ann,

      You may check on the nearest post office near your place. Or if under company ka po, ask your HR dept. In my case, naitanong ko po kay Mr. Postman contact number nila. You can google na lang po siguro. thanks!

  21. hello po admin, employed po ako before and now i continue my sss as voluntary, june 13 nag file po.ako ng salary loan online, now i check my sss online at check # n po n bgoka lagay, ilan bdays or weks po bgo maipadala s home address ko, or bgo ko.marcve

  22. Thanks for the information..Pero how come sa akin umabot na ng over a month eh wala pa din ang check ko?Help me nman po owh…

  23. i just wanna know kase I filed for a salary loan last 21st of June come 24th of june I saw that a check has already been generated. Thing is, the employer ID no.that I typed in is my previous employer. Been trying to call them and they told me that they don’t have my check. 🙁 Also, where do we encash the check if ever? Thank you

    1. Hi Jo, maybe they haven’t received the check yet. You may encash to any PNB bank branches po. Just bring 2 valid ID’s (SSS ID and another valid one) plus the SSS voucher. thanks

  24. Hi, i forgot every information of my online account with sss. Pwede b magparenew ng email and password with sss? Another thing, since i dont have any online account infos i want to personally apply for a salary loan sa sss. Should i go to any sss branch to file my loan or dapat dun ako magfile kung san located company ko? If my company remits to makati dpat sa makati din bko mag apply ng loan? Tnx.

    1. Hi Mike,

      Mas madali po magpareset ng online account if personal ka magpunta sa SSS, though pwede rin through email pero mas madami hinihingi requirements to verify. Kung saan po and servicing branch ng company niyo dun ka na lang po mag file para mas ok. Just fill-up the form and have it signed by you and your employer saka SSS ID. Thanks!

    1. Hi Judith, yea pwede naman po for as long as naeet mo yung requirements to avail of the loan. You can check out the link in the blog post na lang or better sa SSS site mismo for voluntary members.

  25. Hay nako..nakakaloka…pwede na magloan ang asawa ko..etong kompanya nag bigay ng buean kung kayLan siya dapat magloan…kayLangan talaga sila mah decode kung kayLan dapat magloan…nitonh bwan ng sept..sinbihan siya na bwan nalang ng october..kasi di pa nila nahuhulog yung sa bwan ng august….kaya sinabihan ko asawa ko na..kanila na yung pera na nakaltas nila..basta icertified nila yung loan.hindi kasi monthly hinuhuLog ang kaltas sa loan..pera monthly sila nagkakaltas sa sahod

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